A Brief Overview of the Fair Debt Collection Practices Act

Anyone who has fallen behind on a bill knows how stressful collection calls can be. Debt collectors are persistent and often test the limits of the law if not outright breaking them. In order to protect consumers from unethical debt collection practices, legislators passed the Fair Debt Collection Practices Act. Learning about this law can empower you to stand up for your rights. Who the Act Applies To The Read More

Understanding the Differences Between Chapter 7 and Chapter 13 Bankruptcy

If your debt is unmanageable and you’re finding it increasingly difficult to keep up with monthly payments, you may be considering the benefits and drawbacks of bankruptcy. As a consumer, you have two options that may be available to you: Chapter 7 and Chapter 13 bankruptcy. In this blog, we will highlight the differences between these two options. Qualifications You must meet strict standards to qualify for Chapter Read More