Debt Protection Lawyer in Dallas, TX
Get the Legal Help You Need
Debt Protection Lawyer in Dallas, TX
Debt can take over your life. It’s on your mind every time you answer the phone, feeling worried that a debt collector is on the other end. Then, it’s on your mind when you get the mail, afraid of the bills that you’ll find. You can’t even stop thinking about it when you go to bed. You spend sleepless nights trying to do the math, figuring out a way you can pay your bills and still survive. You can get a handle on your debt with the Debt Protection Program. Our Dallas, TX, debt protection lawyer will work with your creditors to create an affordable payment plan and provide additional protection as well. If you are tired of swimming in debt, learn more about this program.
Candidates for the Debt Protection Program in Dallas, TX
Are you unsure if hiring a debt protection lawyer in Dallas, TX, is the right choice? This program is right for you if you:
Only Pay What You Can Afford
Your debt became out of control because the monthly payments far exceed what you can afford. That means the best way to get out of it is to lower your monthly payments while paying off your debt. Your debt protection attorney will work directly with your creditors to reduce your monthly payments to something you can afford. Then, you will make a single monthly payment that will go toward lowering your debt. You can keep track of your progress and watch as your debt gets lower and lower until it’s finally gone.
Bankruptcy Vs. the Debt Protection Program
The Debt Protection Program and bankruptcy filing are both viable options for getting out of debt. However, you might want to avoid bankruptcy because of the damage it will do to your credit. If you file for bankruptcy, it will stay on your report for up to 10 years. If you use the Debt Protection Program, you will repay your debts, improving your credit in the process.
Debt Lawsuit Defense Options
When you enroll in the Debt Protection Program, you will have a seasoned litigator at your side. Your Dallas debt protection attorney will mount a legal defense if a creditor chooses to take you to court. The attorney will choose a defense strategy based on your situation. Possibilities include insufficient documentation, mistaken identity, FDCPA violations, and improper service of the summons.
Contact Our Debt Protection Lawyer in Dallas, TX
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Get The Best Defense For Your Case
You deserve to work with an attorney you can count on to do everything in their power to win your case. Schedule a strategy session with our firm today to develop the strongest path forward.
Why Choose The Ciment Law Firm, PLLC?
- Free Consultation – Find out which debt resolution option is best for you during a free consultation.
- Positively Reviewed – Our firm has numerous positive reviews on Google, Avvo, and other websites.
- Options for All Needs – From bankruptcy protection to judgment lien releases and student loan assistance, our firm provides ample options to resolve your debts.
- Experience on Both Sides of the Field – Daniel Ciment started his career at a debt collection law firm and now protects those in debt. His experience on both sides allows him to find solutions for his clients.
- Compassionate and Transparent – Patient and knowledgeable, the team is available to answer all questions and explain the process so that clients can reach their desired outcome.
- Six Office Locations – Schedule your appointment at an office in Katy,
Stop Collection Calls With The Debt Protection Program
Dealing with debt collections is stressful and embarrassing. The endless stream of calls leave you flustered, and you might even have to explain the debt to your loved ones. Once you enter the Debt Protection Program, you won’t have to deal with your creditors any longer. Your lawyer will contact them on your behalf. The attorney will then serve as the point of contact for as long as you are part of the program. That means you can answer your phone without fear since there won’t be a debt collector on the other end of the line.
Get Out Of Debt Without Paying More Than You Can Afford
If you were to make regular payments on all of your debts, it would be impossible for you to meet your family’s needs. You might not have enough money for gasoline, groceries, and other necessary expenses. The Ciment Law Firm will help you pay off your debts without undertaking a massive financial burden. Your lawyer will negotiate with the creditors so you can make affordable payments to eliminate your debt. Each payment will get you closer to closing out the debt. When you finally make the last payment, you’ll be free and clear.
Are You Eligible For Financial Compensation?
Creditors are trying to collect a debt, but they might actually owe you money. When you enroll in the Debt Protection Program, the Ciment Law Firm will evaluate your accounts to determine if the creditors have violated the Fair Debt Collection Practices Act. If so, you are eligible for up to $1,000 per violation. The Ciment Law firm will seek compensation for you, so you won’t have to deal with the creditors or worry about providing evidence.
Debt Lawsuit Defense
Under the Debt Protection Program, the Ciment Law Firm will represent you if one of your creditors files a lawsuit. While you might think that you don’t stand a chance in court, there are numerous legal defenses available. The Ciment Law Firm will explore your different options, including debt collection violations, improper service of summons, mistaken identity, and improper records. You can also use the statute of limitations defense if your debt was due four or more years ago.