Debt Protection Program
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Debt Protection Lawyer in Texas
If you have $20,000 or more in unsecured debt, you probably spend your days worrying. You worry about collection calls, your credit score, and legal action. More than anything, you worry that this debt will follow you around for years, if not a lifetime. You can overcome your debt with the Debt Protection Program from the Ciment Law Firm. Then, you can make affordable monthly payments to pay down your debt. The program also includes a skilled legal defense if your creditors take you to court. Don’t spend any more time buried under debt with no way out. This program will put you on the road to financial recovery and will help you alleviate stress. Find out how a debt protection lawyer in Texas, can help you.
When to Choose the Debt Protection Plan
The Debt Protection Program is one of the many options at the Ciment Law Firm. This plan is ideal for people who:
Get a Payment Plan That Fits Into Your Budget
If you’ve defaulted on your debt, you probably think that the time for making affordable payments has passed. Now, you need to pay your debt in full, or you will end up in court. However, your Texas, debt protection lawyer can work with your creditors to come up with an affordable monthly payment plan. Creditors are often receptive to payment plans because they don’t want to take on the expense of going to court. By choosing a plan that you can afford, you can make your monthly payments and pay down your debt.
Protect Your Legal Rights With the Debt Protection Program
Most consumers don’t know their legal rights under the Fair Debt Collection Practices Act. Because of that, creditors can violate the rights without any legal recourse. Fortunately, your debt protection lawyer in Texas, will ensure that your rights are protected when you enroll in the program. If a creditor violates the Fair Debt Collection Practices Act, your attorney will file the necessary paperwork to report it. If proven, you will receive up to $1,000 per violation, plus possible debt forgiveness.
How to Defend a Debt Lawsuit in Texas
There’s a myth that once a creditor takes a consumer to court, it’s too late to mount a defense. However, the Ciment Law Firm has successfully defended thousands of consumers. Some cases are dismissed due to the statute of limitations or the creditor’s failure to appear in court. Other times, the Texas, debt protection lawyer mounts a successful defense that might include proving a lack of documentation, unfair collection practices, or a payment agreement. If you are sued, you will have access to a seasoned defender who will protect your rights.
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Why Choose The Ciment Law Firm, PLLC?
- Free Consultation – Find out which debt resolution option is best for you during a free consultation.
- Positively Reviewed – Our firm has numerous positive reviews on Google, Avvo, and other websites.
- Options for All Needs – From bankruptcy protection to judgment lien releases and student loan assistance, our firm provides ample options to resolve your debts.
- Experience on Both Sides of the Field – Daniel Ciment started his career at a debt collection law firm and now protects those in debt. His experience on both sides allows him to find solutions for his clients.
- Compassionate and Transparent – Patient and knowledgeable, the team is available to answer all questions and explain the process so that clients can reach their desired outcome.
- Six Office Locations – Schedule your appointment at an office in Katy,
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Stop Collection Calls With The Debt Protection Program
Dealing with debt collections is stressful and embarrassing. The endless stream of calls leave you flustered, and you might even have to explain the debt to your loved ones. Once you enter the Debt Protection Program, you won’t have to deal with your creditors any longer. Your lawyer will contact them on your behalf. The attorney will then serve as the point of contact for as long as you are part of the program. That means you can answer your phone without fear since there won’t be a debt collector on the other end of the line.
Get Out Of Debt Without Paying More Than You Can Afford
If you were to make regular payments on all of your debts, it would be impossible for you to meet your family’s needs. You might not have enough money for gasoline, groceries, and other necessary expenses. The Ciment Law Firm will help you pay off your debts without undertaking a massive financial burden. Your lawyer will negotiate with the creditors so you can make affordable payments to eliminate your debt. Each payment will get you closer to closing out the debt. When you finally make the last payment, you’ll be free and clear.
Are You Eligible For Financial Compensation?
Creditors are trying to collect a debt, but they might actually owe you money. When you enroll in the Debt Protection Program, the Ciment Law Firm will evaluate your accounts to determine if the creditors have violated the Fair Debt Collection Practices Act. If so, you are eligible for up to $1,000 per violation. The Ciment Law firm will seek compensation for you, so you won’t have to deal with the creditors or worry about providing evidence.
Debt Lawsuit Defense
Under the Debt Protection Program, the Ciment Law Firm will represent you if one of your creditors files a lawsuit. While you might think that you don’t stand a chance in court, there are numerous legal defenses available. The Ciment Law Firm will explore your different options, including debt collection violations, improper service of summons, mistaken identity, and improper records. You can also use the statute of limitations defense if your debt was due four or more years ago.