I need help with a judgment lien on my house
I Need Help With a Judgment Lien on My House
If you’re like many Texas residents, you didn’t realize a creditor had placed a judgment lien on your house until you tried to sell or refinance. The lien has placed a cloud on the title, so you cannot make real estate transactions. You’re likely worried and frustrated, but there is a solution to this problem. The Ciment Law Firm can obtain a judgment lien release so you can move forward with your transaction. Learn more about the process and call our judgment lien release lawyer in Texas for help.
Reasons to Hire a Texas Judgment Lien Release Lawyer
If you want to remove the lien from your homestead quickly, a lawyer can help. Your judgment lien release lawyer in Texas will:
- Explain your legal rights
- Provide the judgment creditor with the paperwork needed for a partial release
- Go over your options for a full lien release
- Negotiate a settlement if you want to settle the debt
Dealing With a Cloud Title on Homestead in Texas
Anytime you make a real estate transaction, a title company pulls the title and looks for defects. If defects are found, the transaction is stopped. A judgment lien clouds the title, preventing you from selling or refinancing the property. Once the lien is released from the homestead, the cloud is removed.
Get Legal Help for a Partial Judgment Lien Release in Texas
You can move forward with your real estate transaction quickly by obtaining a partial lien release. This removes the lien from the property without invalidating the judgment against you. Texas law does not allow creditors to prevent consumers from selling their homesteads. Your judgment lien release lawyer in Texas, will send the necessary paperwork to the creditor to release the lien on the homestead. Your attorney can take additional action if the creditor refuses. Generally, a partial release can be obtained in 45 days or less, even if the creditor refuses to comply.
Move Forward With a Full Judgment Lien Release in Texas
Do you want to get rid of the lien in its entirety? If so, you can consider a full judgment lien release. While you can release the lien by paying the balance in full, that’s just one option. Your judgment lien release lawyer in Texas can also work with the creditor to reduce your obligation. Once a settlement is reached, you can finally put the judgment lien behind you.
Contact Our Judgment Lien Release Lawyer in Texas
You don’t have to live with a judgment lien on your homestead. Protect your legal rights with help from a judgment lien release lawyer in Texas. Schedule your free consultation by calling the Ciment Law Firm at 833-779-9993.
Tell us about your Debt
We respect your privacy. The information you provide will be used to answer your question or to schedule an appointment if requested.
Schedule A Case Review
Latest Blog
5 Common Fair Credit Reporting Act Violations by Debt Collectors: What You Need to Know Before Suing
Regardless of whether they are intentional, Fair Credit Reporting Act violations represent serious threats to your credit and your future. Various entities …
How to Sue Debt Collectors for FDCPA Violations in Texas
The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers against abusive or harassing third-party debt collectors. Here, …
Student Loan Assistance in Texas: Other Repayment Programs That Might Be Right for You
This is the third installment of a three-part series highlighting student loan repayment programs. In this article, debt resolution attorney and owner …
Student Loan Assistance in Texas: How Do I Know if PAYE Is the Right Option for Me?
Are you struggling to pay back your student loans? You’re not alone. Forty-eight million Americans have federal student loan debt totaling $1.6 …
Ciment Law Firm, PLLC, THE Debt Defenders Launches Spanish Website
(KATY, Texas) Ciment Law Firm, PLLC, THE Debt Defenders, is proud to announce the launch of its new Spanish website for Debt …
Is an Income-Contingent Repayment Plan Right for Your Student Loans? A Texas Debt Resolution Attorney Explains
The COVID-19 pandemic offered a generous reprieve from student loan repayments. However, payments are set to resume on January 1, 2023. Creating …